Last updated 25 August 2026.
By using personalfinancereportusa.com you accept the terms below. If you do not accept them, please do not use the site.
What this site is
The Personal Finance Report USA publishes general educational journalism about money in the United States. It is a publication, not a financial services firm. Nothing here is personalised advice, and reading it does not create any advisory, fiduciary or professional relationship between you and us. This point is expanded in our Disclaimer, which you should read before acting on anything you find here.
Accuracy and currency
We take accuracy seriously and describe our process on the Editorial Process page. Even so, tax rules, interest rates, contribution limits and lender terms change, sometimes at short notice. An article is accurate as at its publication or update date and no later. Always confirm a current figure with the primary source before you rely on it.
If you find an error, tell us. Our Corrections Policy sets out how we handle it.
Your use of the content
All articles, calculators, graphics and page design on this site are our copyright unless stated otherwise. You may read, print and share our work for personal, non-commercial use, and you may quote a short extract with clear attribution and a link to the original page.
You may not republish articles in full, reproduce substantial parts of them, present our work as your own, or use it to train a machine learning model, without written permission. If you want to license or syndicate something, ask us at [email protected].
If you believe your own copyrighted work has been used here without permission, our DMCA Takedown Policy explains how to have it removed.
Comments and contributions
Comments are welcome and moderated. Do not post anything unlawful, defamatory, harassing, discriminatory, deliberately misleading, or that promotes a financial product you are connected to without saying so. Do not post other people’s personal information. Do not post spam or links placed purely to build backlinks.
We remove comments that break these rules and we do not owe an explanation for a removal. By posting a comment you grant us a non-exclusive, perpetual right to display, store and moderate it on this site.
Anything reported to us through the Abuse Report page is reviewed on the terms described there.
Links to other sites
We link to outside sources, including government agencies, regulators and other publications, because sourcing matters. We do not control those sites and are not responsible for their content, their accuracy, or what they do with your data once you arrive.
Availability
We do not guarantee that the site will be available without interruption or free of errors. We may change, suspend or withdraw any part of it at any time.
Limitation of liability
To the fullest extent permitted by law, we are not liable for any loss arising from decisions you make on the basis of anything published here. This is not legal boilerplate for its own sake: money content carries real consequences, and the responsibility for your own financial decisions remains yours.
Governing law and changes
These terms are governed by the laws of the United States. We may update them; the date at the top shows when they were last changed, and continued use of the site after a change means you accept the revised terms.
